21. The pledge of allegiance was actually an advertisement to sell flags.
22. Tax Filing
For the majority of wage earners, the IRS can easily determine how much you owe and tell you, or tell you what you’re owed in a refund. It’s simple.
That they don’t do so is only because tax preparation companies lobby lawmakers to keep the system as it is. Tax preparation companies only exist because they are legally allowed, middle men. They are slow, complicated, costly, and the opposite of free market efficiency.
23. Health insurance. Studied abroad in France for a year. When I went to the hospital for urinary retention due to an infection and had to spend the night. The only thing I had to pay for was the antibiotics they gave me to take home for a week which was about $10 for 7 pills. Ours is a joke.
24. Politicians talk about the need for healthcare, but create legislation for healthcare insurance.
Those are not the same things. In fact, the latter actually is a barrier to the former.
WatchTheBoom,Parentingupstream
25. ‘Overdraft protection,’ which actually allows the bank to charge you when you use a debit card, instead of just declining the transaction.
26. The push that ‘college is for everyone!’ Also, you aren’t able to default on your student loans, so banks will give them to anyone. Coincidentally, society started telling people that they should all go to college, no matter their situation, right after passing the bill that made student loans impossible to hide from.
27. Rent To Own products. (Rent-A-Center, Aarons, Conns, etc..) You end up paying triple or quadruple the value of the product for virtually no other benefit than you’d get if you just saved a little money and bought the product out-right.
28. Paying thousands of dollars for basic dental work
ReapeR_ahhh,Aiko, Thomas & Juliette